Review of Liberty Mutual Insurance Company Services

Liberty Mutual Group (LMG) is a worldwide renowned insurance company that specializes in both business and consumer insurance lines, including commercial and private auto insurance, workers compensation, homeowners, general liability and commercial multiple peril (such as fire & theft). LMG offers insurance products and services to solve the ever-changing business needs. It is one of the top 10 writers of "personal lines" and "commercial lines" insurance.

The company sells its insurance policies through its own agent force and some independent brokers. It has more than 900 offices spread across 17 countries and approximately 45,000 employees. The current CEO of the company is Edmund (Ted) F. Kelly.

Liberty Mutual Group was established in 1912 following the law passed by the Massachusetts State Legislature that required companies to safeguard their employers with employee compensation insurance. The company was earlier called the Massachusetts Employees’ Insurance Association (MEIA). The group opened its first branch office in 1914, the same year in which it wrote its first auto policy. The company name was later changed to the Liberty Mutual Insurance Company in 1917. And in affiliation with other companies, it started offering full coverage auto policies.

Liberty Mutual Group offers a unique and attractive insurance policy called "Liberty Guard Auto Insurance." This insurance plan covers everything including comprehensive, liability, collision and theft. The liability coverage of this policy not only pays for the damages caused in an accident up to the policy limits, but also prevents you from getting sued in case the accident is your fault. The collision and comprehensive insurance coverage included in the policy covers the repair cost of your vehicle following an accident. However, the terms and conditions of the insurance policies may differ in different states. Hence, a policy that is beneficial in a particular state may not be too attractive for the other state.

The LMG group is popular due to the money saving options and discounts it offers its members. Some attractive discounts offered by the Liberty Mutual Automobile Insurance Company include Accident Prevention Course, Anti-Theft Devices, Anti-Lock Brakes and Multi-Car Policy. It also offer discounts to mature drivers, good students, and drivers with a clean driving record. The company furnishes its customers with basic money saving tips they need to follow while buying a new vehicle.

Another major thing worth mentioning about the Liberty Mutual Group is its additional Personal Liability Protection (PIP) coverage. This policy allows customers to protect themselves against potential cases wherein they can be sued for millions of dollars.

Liberty Mutual Group provides the best insurance quotes at affordable rates. It offers top quality customer service to ensure complete satisfaction of its customers.

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