Hartford Insurance Company - Review of Quotes and Services

On May 10, 1810, the Connecticut General Assembly passed an act to form Hartford Insurance Company. The company has managed to survive peacetime tragedies in America's history. The company also managed to survive tough times such as the huge fire in New York's Financial District, the Chicago fire of 1871 and the 1906 San Francisco earthquake.

The Hartford Accident and Indemnity Company was formed in 1913 to provide insurance coverage such as automobile-liability, accident in the auto insurance category.

Hartford Insurance Company offers a wide range of coverage options at affordable rates.

The company offers comprehensive insurance packages with multiple benefits accompanied by great customer service.

Some of the astounding features of their auto insurance policy are Lifetime Car Repair Guarantee, No Drop Promise, and New Car Replacement. You can enjoy multiple benefits from your existing auto insurance coverage by adding different features such as Disappearing Deductible, First Accident Forgiveness, Waiver of Deductible for not having an accident, and 100 Deductible Waiver for choosing to use an Approved Repair Shop.

The auto insurance policies from the Hartford Insurance Company offer different coverage options such as:

1. Bodily Injury protection: It protects you against financial losses, if you’re at fault for any accident causing injury or death. The coverage also includes bail bond expenses, legal costs involved in your defense in court as well as court costs.

2. Property Damage limit: It protects you against any financial losses, if you are at fault for damage to other people's property.

3. Uninsured Motorist Bodily injury: This coverage pays for your bodily injuries if you are struck by a driver who doesn't have insurance or if you are struck in a hit-and-run accident. It also covers medical expenses of people present in the vehicle during the accident.

4. Medical Payments: This coverage pays reasonable and necessary medical expenses within selected limits. The expenses include medical care, rehabilitation, recovery and remedial care as outlined in your insurance policy.

5. Collision: This coverage pays for the damages caused to the vehicle in an accident less the deductible amount as outlined in your policy.

Apart from these, it also offers coverage options such as Rental reimbursement, towing and labor, full glass, and personal injury protection. The different discount options make the insurance coverage more affordable. The different unique discounts offered in auto insurance category are:

1. Defensive Driver Credit: This credit is applicable to drivers who have completed a defensive driver course.

2. Driver Credit Course: This discount is applicable for drivers who are under 21 years old and have completed an approved training course.

3. Air Bags Discount: This discount is applicable to cars having automatic airbags.

4. Anti Theft Device Discount: This discount is applicable, if you car has any active or passive anti-theft device.

The discounts and different features offered by the Hartford Insurance Company are state-specific. The customers are assured assistance through dedicated customer service that can be contacted online or through a toll free number. The company also provides online facilities to pay bills or report an auto claim.

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