Farm Bureau Insurance Company - Review of Services

County and State Farm Bureaus were started all over the United States to protect, promote and represent the interests of farmers and ranchers in the United States. All these farm bureaus functioned as independent entities. The Iowa chapter of Farm Bureau formed the Iowa Life Insurance Company in 1939 to fulfill the insurance needs of its farmers.

The Farm Bureau Insurance Company, previously known as the Iowa Life Insurance Company, was organized in 1944. Primarily, it only sold insurance policies to the farmers in Iowa. State Farm Bureau federations from other states invited this company to sell insurance in their states. The Farm Bureau Insurance Company is one of the principal subsidiaries of FBL (Farmers Bureau Life) Financial Group. The company, though an independent organization, uses the Farm Bureau logo.

The Farm Bureau Financial Services offers vehicle insurance to customers to protect against any financial losses due to an accident or other reasons such as theft, vandalism, fire and more. The auto insurance provided insures different kinds of vehicles such as recreational vehicles, business vehicles, and farm and ranch vehicles.

The recreational vehicles included are ATV's, dirt bikes, scooters, sailboats, Jet Skis, motor homes, snowmobiles, camping trailers, golf carts and many more. The business vehicle insurance also provides additional coverage to cargo and mounted equipment.

The Farm Bureau Insurance Company allows you to lower your insurance premium by combining auto, home, liability and umbrella insurance through their Farm Bureau Members choice. You can have one deductible that can be applied to all your different insurance policies.

The auto insurance provides all the common coverage you will require such as Bodily Injury Liability, Property Damage Liability, Collision, Comprehensive physical damage, Replacement cost, Medical or no-fault coverage, uninsured and underinsured coverage and auto death indemnity.

The optional coverage offered in auto insurance emergency roadside assistance is useful when your vehicle needs a tow, battery boost, flat-tire service or rental reimbursement and trailer personal effects.

The Auto Insurance category offers a host of discounts to policyholders, which further helps in saving money. The different discounts offered are multiple policy discounts, safe driver discounts, or student’s discounts. You can also lower your premium by raising your deductible or reducing your coverage. Having a good credit or buying safe cars (less expensive to repair or not much prone to theft) will also result in saving money.

The Farm Bureau Insurance makes the insurance coverage easier for you by combining policies (home, auto, and umbrella), optional coverage and discounts. The policyholders can contact Farm Bureau Insurance customer service via their toll free phone line in their designated timings. The company also offers toll free phone assistance for their online customers. The company makes the claims process easy by offering a 24-hour toll free phone line to report claims as well as facilitating report claims online.

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